Skip to main content

Addie Makes Her Last College Payment!

Saturday, December 21


I completed The Bible Recap Plan for the year.  This is a Bible reading plan to read through the whole Bible.  It also includes a recap each day of the day's reading to listen to.


I was able to salvage a little of my tomato plants.





Addie was driving home for her winter break on Saturday.  Eric hooked up Apple TV settings on our TV and called us all to try it all.  He was so excited.  LOL!



Addie arrived home!  So nice to have all my girls under one roof again.  Love seeing them together.


They are always looking for ways to help.  They tackled the pantry and organized it and refreshed it.  :)


Abeka Homeschool does a 12 days of Christmas giveaway every year.  I enter the giveaway every day and I actually won something.  A water bottle!  Which i was going to order on that is similar to this for traveling so it was a good gift to win!



My pantry.


Sleepy girl on my bed.

Sunday, December 22


Been chilly nights here in FL.


Love the Christmas cozy scene. :)



Nuggie finally figured out the Litter Robot. :)


While on her break, Addie paid her last school bill payment!  This payment was for her spring semester for her senior year.  

When your kids reach college age, you gain new things to worry about. :). One of mine was worrying about getting them through college and having enough money for college costs for four years.  Since Addie was our first, it was a new venture for us as parents.  We made some adjustments than when she first started out but praise the Lord, she made it through debt free! 

I want to thank the Lord for leading us to Dave Ramsey and his teaching. These are his baby steps:

  • Save $1,000 for Your Starter Emergency Fund.
  • Pay Off All Debt (Except the House) Using the Debt Snowball.
  • Save 3–6 Months of Expenses in a Fully Funded Emergency Fund.
  • Invest 15% of Your Household Income in Retirement.
  • Save for Your Children's College Fund.
  • Pay Off Your Home Early.
  • Build Wealth and Give.

  • We discussed what we wanted to do for our kids' college fund. We wanted to support them but also have them do their part.  We decided back when Addie was 12 and our other kids much younger, that we would give them each $10,000 for their college fund.  I never thought we would reach the goal of even the first one.  I broke down what we would need to pay weekly in order to finish hers by the time she started college.  I think it was $84 every two weeks.  Which didn't add up very fast - years of paying into it.  But it was doing something.  Big goals are met with small steps.
  • We did finish her fund as well as Autumn and Sierra's too.  I hope to finish Summer's fund this year. :) So can I encourage you?  Big goals need a plan.  And then it is just plodding along until you complete that goal.  It doesn't happen overnight but boy does it feel good to reach it!
  • Oh yeah, the second part of their college savings plan was they had to put 70% of their paychecks after tithe into their college savings.  From the age of 14 when they first got a job.  Don't just make a plan for you.  Make a plan for them and then follow through with it with them!
 This was big for her but I feel it is big for us too.  Parents definitely guide this time of life and success is part their responsibility.  Both we and Addie have grown in so many ways in these past four years.  And paying for your college education is invaluable.  Graduating debt free is also invaluable!

Oh by the way, we are on step 7!  God is so good!



Spending a cozy evening on my bed with my big blanket, my planner and my kitty.





I LOVE this.  Seeing my girls together, having fun.  Sisters are the best.
What a good Sunday!
Labels:

Comments

Post a Comment

Popular posts from this blog

Disney Vacation 2024 - Memory Maker Day 1: Magic Kingdom

Disney Vacation 2024 Day 1 - Magic Kingdom We bought the Memory Maker.  These are all the photos from Day 1 that the staff took for us. :). I absolutely loved getting this! In front of the train station. We are here - Magic Kingdom!  Happy faces. In front of the Haunted Mansion. Love! Meeting Ariel - The Little Mermaid. Beautiful shot with the castle. I like the girls in the middle. :) The ladies in front of Tron. In front of Tiana's Bayou Adventure. The ladies in front of the castle.  LOVE! End of Day 1 in Magic Kingdom!
Post a Comment
Read more

You May Abound In Hope

Today I completed a devotional book by Candace Cameron Bure.  100 Days of Joy and Strength.  I was struggling last night.  Darkness seemed to overwhelm me.  The last day of this devotional gave me exactly the encouragement I needed to go another day. Here are the verses she shared from God's Word. "I wait for the Lord, my whole being waits, and in His word I put my hope."  Psalm 130:5 "We are afflicted in every way, but not crushed; perplexed, but not driven to despair; persecuted, but not forsaken; struck down, but not destroyed;"  II Corinthians 4:8-9 "As for me, I watch in hope for the Lord, I wait for God my Savior; my God will hear me.  Do not gloat over me, my enemy!  Though I have fallen, I will rise.  Though I sit in darkness, the Lord will be my light."  Micah 7:7-8 "I remain confident of this; I will see the goodness of the Lord in the land of the living.  Wait for the Lord; be strong and take heart and wait for the Lord."...
Post a Comment
Read more

Ten Tips for Sunday School Teachers

Ideas for Sunday School Teachers: 1.  Write a note to each student and mail it to their home. 2.  Visit the child in his home and bring a small treat. 3.  Make a special treat once a month for your students on Sunday. 4.  Have a Sunday School class activity on a Saturday or Sunday afternoon. 5.  Pray for your students. 6.  Have a monthly or quarterly contest for your students.  Include bringing their Bible, saying memory verses, attendance, etc.  Award small prizes. 7.  Have a special craft once a month. 8.  Rev up your teaching time!  Use props such as costumes, pictures, videos.  Make your lesson time come alive.  Teach your lesson 2-3 times during the week out loud – you will be amazed at how you will be able to teach it to your students – not just following the words in the book. 9.  After the lesson, be creative!  Students should not just be sitting and waiting for Sunday School hour ...
1 comment
Read more